Utility Bills And Bankruptcy


Overdue utility bills can be stressful, as they bring with them the threat of a shut-off without repayment. Many people do not know that in St. Louis, you can discharge your utility bills with aChapter 7 or Chapter 13 bankruptcy. You also will prevent a utility shut-off, as filing for bankruptcy stops that process.

Going forward immediately following a bankruptcy, you only pay the current charges for all applicable utilities. Some utility companies also require a security deposit to cover future costs, but this can be broken into affordable payments.

Discharging Utility Bills In Bankruptcy

If you have high overdue balances for your utilities and are considering bankruptcy, you can benefit from the advice and guidance of a skilled lawyer. He or she can explain your rights and options and evaluate your situation to determine if you qualify for bankruptcy.

At Michael A. Reichert Attorney at Law, we represent Missouri clients with their legal concerns regarding utility bills and bankruptcy. We understand the frustrations overdue utility bills can cause, and believe that everyone deserves a second chance and a fresh financial start. We will guide you through the entire bankruptcy process and advocate on your behalf with utility companies and other debtors.

Contact our firm today at 314-600-8276.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.