Student Loans And Bankruptcy


Student loans cannot be discharged by either Chapter 7 orChapter 13 bankruptcy. However, in filing for bankruptcy you are able to free up funds to pay off these loans. This occurs because you are able to discharge all your unsecured debt from credit cards, medical bills, utilities and other sources.

Bankruptcy And Financial Aid Eligibility

Filing for bankruptcy of either type will not affect your student loan eligibility. In fact, through bankruptcy you are able to improve your credit, making you more attractive to potential lenders.

At Michael A. Reichert Attorney at Law, we provide trusted advice and representation for bankruptcy and other debt relief measures. Based in St. Louis, we can help clients throughout Missouri with their overwhelming debt. We can address any questions and concerns you have regarding student loans and bankruptcy, as well as explain your rights and options. We believe everyone deserves a second chance for a fresh start and will guide you toward your financial goals, from initial bankruptcy filing to negotiations with creditors to the full discharge of your debts.

For a free initial consultation with an experienced bankruptcy lawyer, contact us today  at 314-600-8276. Our office hours are 8:30 a.m. to 8 p.m., Monday through Friday, and we make ourselves available to clients 24/7 to address questions and concerns. Evening and weekend appointments are also available upon request.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.