How I Can Help You
St. Louis Chapter 7 Bankruptcy Lawyer
If you are struggling with debt issues, it can disrupt and add stress to your life. Overdue notices are piling up. Creditors are calling. Maybe you are also facing foreclosure, repossession or wage garnishment. Through Chapter 7 bankruptcy, you can discharge your unsecured debt and immediately begin to rebuild your credit. Filing will also put an immediate stop to foreclosure, garnishment and repossession actions, and make those harassing creditor calls stop. An experienced lawyer can guide you through the bankruptcy process.
At Michael A. Reichert Attorney at Law, we provide debt relief representation to Missouri clients through consumer bankruptcy and other debt relief measures. We believe that everyone deserves a second chance, and will carefully examine your assets and debts to determine if Chapter 7 is right for you. If you qualify, we will navigate you through the entire bankruptcy process.
Experienced St. Louis Consumer Bankruptcy Attorney
When filing for a Chapter 7 or Chapter 13 bankruptcy, not only will you most likely keep your car and house, but you can begin rebuilding your credit immediately after you file. In fact, many people receive solicitations for loans and credit cards before the bankruptcy process is complete.
In order to keep your home, you need to not have more than $15,000 worth of equity on the property. Most people fulfill this requirement. To keep your car, you just need to not exceed $3,000 in equity. If you want to keep it, you can continue to make payments. However, with the bankruptcy if it becomes too expensive or breaks down, you can walk away without penalty.
As an experienced St. Louis Chapter 7 bankruptcy attorney, Michael Reichert will advocate on your behalf throughout your case. In many cases, you will not even need to appear before a judge.
For a free initial case evaluation, contact our firm today at 314-600-8276. We offer evening and weekend appointments upon request.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.